Current Student Election Change and New Student
Enrollment/Waiver Period, 11/1/13-1/15/14
If you wish to continue your current insurance election (enrollment or waiver) for spring and summer 2014, you do not need to complete a form. Your insurance automatically continues for the remainder of the benefit year if you are an eligible student. The benefit year is August 1, 2013 – July 31, 2014. You will ONLY complete a form if you are making a change.
Want to make a change? If you elected to waive for the fall term but want to enroll for the spring/summer term or elected to enroll for the fall but want to waive for the spring/summer term, select the link below to complete the insurance election change request form. The form must be submitted by January 15, 2014. Late forms will not be accepted.
Click here starting November 1 to enroll in the Student Blue health insurance or waive coverage if your current health insurance meets the minimum criteria set by WFU. You will be automatically enrolled in the Student Blue insurance plan offered by WFU if you do not complete a waiver by January 15, 2014.
If your current insurance plan offers comparable coverage to Student Blue and meets the criteria below, you may waive the plan offered by WFU (within given deadlines).
1) Have a lifetime maximum benefit of at least $1,000,000. Plans with per incident, per illness or maximums that are less than the lifetime maximum are not acceptable
2) Provide access to health care providers in the Winston-Salem, NC area for emergency and non-emergency conditions, including mental health care. If you have an HMO or EPO and Winston-Salem, NC is out-of-network, your coverage doesn’t meet our criteria. If your HMO or EPO offers guest privileges, you must contact your insurer to receive guest privileges and do so prior to waiving coverage
3) Provide prescription drug benefits
4) Remain in effect while enrolled at WFU
International students with F or J visas will not have the option to waive from Student Blue unless they are covered with a plan with comparable benefits and it is reviewed and approved by the University based on the criteria above. Additionally, the plan must be provided by a company licensed to do business in the U.S. with (a) a U.S. claim payment office, (b) a U.S. telephone number, and (c) plan literature available in English.
To have your plan reviewed, email your policy to firstname.lastname@example.org. If you are considering purchasing insurance in lieu of Student Blue, please contact the Student Insurance Program in advance to ensure the plan is acceptable.