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Enrollment, Verification, and Waivers

Fall 2014 Open Enrollment

Enrollment/Waiver Period, 6/3/14 – 8/1/14

Enrollment for Fall 2014 is open through August 1. Please access the link below to waive or enroll in the WFU Student Insurance Program (SIP).  The student insurance plan, Student Blue, is highly competitive with other plans on the market. Students must enroll or waive (if eligible) by August 1 or you will be automatically enrolled in Student Blue. The waiver criteria are listed below.

CLICK HERE to access the website to enroll or waive and to review the summary of benefits.

If your current insurance plan offers comparable coverage to Student Blue and meets the criteria below, you may waive the plan offered by WFU.

1) Have a lifetime maximum benefit of at least $1,000,000. Plans with per incident, per illness or maximums that are less than the lifetime maximum are not acceptable
2) Provide access to health care providers in the Winston-Salem, NC area for emergency and non-emergency conditions, including mental health care. If you have an HMO and Winston-Salem, NC is out-of-network, your coverage doesn’t meet our criteria. If your HMO offers guest privileges, you must contact your insurer to receive guest privileges and do so prior to waiving coverage
3) Provide prescription drug benefits
4) Remain in effect while enrolled at WFU

International students with F or J visas will not have the option to waive from the Student Blue unless they are covered by a plan reviewed and approved by the University based on the criteria above. Additionally, the plan must be provided by a company licensed to do business in the U.S. with (a) a U.S. claim payment office, (b) a U.S. telephone number, and (c) plan literature available in English.

To have your plan reviewed, email your policy to studentinsurance@wfu.edu. If you are considering purchasing insurance in lieu of Student Blue, please contact the Student Insurance Program in advance to ensure the plan is acceptable.

2014-15 Cost of Coverage (August 1, 2014 – July 31, 2015)

The cost of coverage is based on your age as of August 1, 2014. The charge will be posted to your student account

2014-15 Premiums:

Age                            

<25                             $1,236 per semester; $2,472 annually

25 and older              $1,346 per semester; $2,692 annually

Loss of insurance coverage

If you have a loss of health insurance coverage, please contact studentinsurance@wfu.edu immediately to be enrolled in the Student Blue plan. Students must contact us within 30 days of loss of coverage to avoid pre-existing condition exclusions.

If a student is found to have no insurance or insurance that doesn’t meet our criteria, he/she will be enrolled in the Student Blue plan through WFU.

Wake Forest University exempt and nonexempt employees and faculty members (who may also be degree-seeking students) are not eligible to enroll in Student Blue. This exclusion does not apply to WFU students who have assistantships.

The spouse, domestic partner, and/or dependent children of a Wake Forest University student enrolled in the student insurance program may enroll in Student Blue for the same periods of coverage as the student enrollee. This insurance will be purchased directly from Blue Cross and Blue Shield of North Carolina.