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Enrollment, Verification, and Waivers

Spring 2016 Open Enrollment

 New & Returning Students

Enrollment/Waiver Period, 11/2/15 – 1/4/16

New & Returning Students

Wake Forest requires health insurance for all students.  Students must either enroll in the insurance program or request to waive enrollment if they carry comparable personal health insurance meeting the criteria set by WFU (detailed below).

The current benefits year is August 1, 2015 – July 31, 2016.

Current Students

If you wish to continue your current insurance election (enrollment or waiver) for spring and summer 2016, you do not need to take any action.  Your insurance automatically continues for the remainder of the benefits year if you are an eligible student. Again, the benefits year is August 1, 2015 – July 31, 2016.

Want to make a change? 

If you elected to waive for the fall term but want to enroll for the spring/summer term or was enrolled for the fall and now want to waive coverage for the spring/summer term, select the link below to complete the insurance election change request form. The form must be submitted by Monday, January 4, 2016.  Late forms will not be accepted.

WFU Change Request Form Spring 2016

New Students

Click here starting November 2, 2015 to enroll in the Student Blue health insurance plan or waive coverage if your current health insurance meets the minimum criteria set by WFU.  You will be automatically enrolled  in the Student Blue insurance plan offered by WFU for the entire benefits period, and your student account will be charged for the premium if you do not complete a waiver by January 4, 2016.

If your current insurance plan offers comparable coverage to Student Blue and meets the criteria below, you may waive the plan offered by WFU (within given deadlines).

1) Have a lifetime maximum benefit of at least $1,000,000. Plans with per incident, per illness or maximums that are less than the lifetime maximum are not acceptable
2) Provide access to health care providers in the Winston-Salem, NC area for emergency and non-emergency conditions, including mental health care. If you have an HMO and Winston-Salem, NC is out-of-network, your coverage doesn’t meet our criteria. If your HMO offers guest privileges, you must contact your insurer to receive guest privileges and do so prior to waiving coverage
3) Provide prescription drug benefits
4) Remain in effect while enrolled at WFU

International students with F or J visas will not have the option to waive from the Student Blue unless they are covered by a plan reviewed and approved by the University based on the criteria above. Additionally, the plan must be provided by a company licensed to do business in the U.S. with (a) a U.S. claim payment office, (b) a U.S. telephone number, and (c) plan literature available in English.

To have your plan reviewed, email your policy to If you are considering purchasing insurance in lieu of Student Blue, please contact the Student Insurance Program in advance to ensure the plan is acceptable.

2015-16 Cost of Coverage (August 1, 2015 – July 31, 2016)

2015-16 Premium Information:


All Subscribers         $1,265 per semester; $2,530 annually

Loss of insurance coverage

If you have a loss of health insurance coverage, please contact immediately to be enrolled in the Student Blue plan. Students must contact us within 30 days of loss of coverage to avoid pre-existing condition exclusions.

If a student is found to have no insurance or insurance that doesn’t meet our criteria, he/she will be enrolled in the Student Blue plan through WFU.

Wake Forest University exempt and nonexempt employees and faculty members (who may also be degree-seeking students) are not eligible to enroll in Student Blue. This exclusion does not apply to WFU students who have assistantships.

The spouse, domestic partner, and/or dependent children of a Wake Forest University student enrolled in the student insurance program may enroll in Student Blue for the same periods of coverage as the student enrollee. This insurance will be purchased directly from Blue Cross and Blue Shield of North Carolina.