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Facts about S.I.P.

Student Blue Plan Highlights (8/1/13-7/31/14):

  • Fully Compliant with the American College Health Association (ACHA)
  • No lifetime maximum
  • Unlimited pharmaceutical benefits
  • Intercollegiate athletic injuries covered to $100,000
  • Preventive care inclusions
  • No pre-existing condition exclusions for students who enroll during the approved period
  • No deductible for in-network benefits
  • 80% coinsurance in-network; 70% out-of-network
  • No limit on in-patient treatment for psychiatric care

Member Guide

Benefits Summary

To access the benefits summary, rates, and brochure, visit the BlueCross BlueShield of North Carolina website.

Coverage Period for Spring 2013

  • Spring Semester: January 1, 2013 – July 31, 2013

Coverage Periods for 2013-14

  • Fall Semester: August 1, 2013 – December 31, 2013
  • Spring Semester: January 1, 2014 – July 31, 2014

Fall 2013 – Spring 2014 Costs

Age Bands Cost Per Semester Total Annual Cost *
< 25 $989 $1,978
25 – 34 $1,175 $2,350
35 – 44 $1,389 $2,778
45 – 50 $1,755 $3,510
51 and > $2,012 $4,024

REFUND POLICY: There are no premium refunds except for students entering full-time active duty in any Armed Forces.

*A portion of the cost of the Student Insurance Program is retained by Wake Forest University to pay for student health services supplied by WFU and administrative costs. Premium rates vary by age band. All charges for the Student Insurance Program, including reserve funds, are retained by Wake Forest University solely for the purposes of funding plan expenses and/or for the equitable and non-discriminatory benefit of plan participants.